Boating Scene Updates
Boating Information ArticleBoat Financing-Take the Helm
By Julie Jacobs
Do you need boat financing for a new boat or a pre-owned boat? No matter if you want a yacht or a speed boat there are plenty of choices available for you. First time boat buyers may be curious about the whole boat financing process. If you have bought a boat in the past, financing options may have changed since you made that first boat purchase. The boat financing process is now easier than it ever was in the past�especially with the internet options. There are tools resources and products that will help you along the way.
A boat loan calculator that you can commonly find on boat lending sites is a great way to get started. You can estimate your monthly payment within just a few seconds. If you know about how much you will need for your boat financing, you enter the total in the loan amount area. Then, you enter the length of financing. The current interest rates should be provided. You can continue to change the numbers until you get a good match for your budget.
After you have used the boat loan calculator, you should look around the boat financing site. The better sites have links to boat manufacturers and dealers as well as more information about financing to help you get the best loan. They should also have contact information about who you can talk to in order to get more information about boat financing.
The length of financing for a boat can range anywhere from 5 to 10 years to 25 to 30 years. The length will largely depend on the overall cost of the boat, your credit rating, the interest rate and the amount of down payment you are required to pay.
Getting pre-approval for your boat loan is a great step in the right direction. It only takes a little while to fill out and submit an online application and you will have an answer in as little as 24 hours. Then you can get right on to the fun part-shopping for your boat. Financing a boat is easier than ever. You can do it.
About the author
Julie Jacobs writes articles about Boats and RVs, and how to finance them. For more information about a boat financing visit drvfinancing.com.
Article Source: http://EzineArticles.com/?expert=Julie_Jacobs
More Info On blue water sailboats
Although the date when the world's first sailboat was built is unclear, in 2002 British and Kuwaiti archeologists discovered what they believe to be the oldest known boat remains in As-Sabiyah, Kuwait. The remains date back to around 5400 B.C., according to a Science Magazine article by Andrew Lawler. The supposed vessel is plank-shaped and constructed from reeds and bitumen, a gummy substance similar to tar. Although the finding lacks evidence of a sail or mast, the archeologists were confident about its authenticity because of the barnacles present on one side, indicating time spent in water. While carbon dating has verified its age, some researchers remain dubious about whether the object was indeed a boat.
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Today, the most common sailboat is the sloop which features one mast and two sails, a normal mainsail and a foresail. This simple configuration is very efficient for sailing towards the wind. The mainsail is attached to the mast and the boom, which is a spar capable of swinging across the boat, depending on the direction of the wind. Depending on the size and design of the foresail it can be called a jib, genoa, or spinnaker; it is possible but not common for a sloop to carry two foresails from the one forestay at one time (wing on wing). The forestay is a line or cable running from near the top of the mast to a point near the bow. In Bermuda, where a rig design influenced by the Lateen rig appeared on boats and came to be known as the Bermuda rig, a large spinnaker was carried on a spinnaker boom when running down-wind. An example of a typical sloop can be seen on the Islander 36.
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The Latest Boating, Sailing And Marine News
ACN yacht charter
8 Feb 2008 07:00:03 +0200
ACN offers adriatic cruising with beautiful gulets. Yacht charter in Croatia.
Jacare Yacht Village, Cabedelo (Brazil) - new facility for cruisers.
Thu, 24 May 2007 14:15:03 +0200
Sailing the Coast of Brazil? New East Coast Yachting Centre Announced Phillipe Fessard an experienced French sailor, has opened a new yachting centre at Praia do Jacaré, on the Rio Paraiba behind the port of Cabedelo, close to Joao Pessoa, (World Port Index No. 12710, 6 58’S., 34 50’W.). The buoyed channel to Cabedelo is well marked for either day or night entry, with a least depth of more than 8 meters. It is located on the trade wind trans-ocean, trans-equatorial route from Europe and Africa.
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Owner of Ranger Boats Stays Above Water
Thu, 23 Oct 2008 05:23:11 GMT
Financier Irwin Jacobs' investment in Ranger Boats of Flippin has "paid back many times what I paid for it," he told a Little Rock audience on Wednesday.
Another free sailing ebook available for download.
Tue, 4 Oct 2005 20:42:13 +0200
Link] Another FREE ebook has been added to the list of sailing, cruising and general boating ebooks at "Cruising Connections". The "Cruisers' Dictionary" by JeanneP is an extremely useful publication of "tips & hints" for EVERY ocean cruiser as well as all those intending to go off cruising.
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Looking For Experienced Crew - Long Term Available
Tue, 27 May 2008 21:08:48 +0200
Hello everyone! I am at a crossroads in my life and am excited for the next adventure. My plan is to purchase a sailboat with the proceeds from the sale of my business and live/cruise/relax/explore for 6 months of the year- every year! (if anyone has any recommendations for what I should buy - I'm all ears - I'm looking to spend around $200kusd and like the idea of a multi hull) I have limited sailing experience but am certified in advanced navigation standard and off shore cruising standard by CYA. Because of my limited on water experience I am looking for an experienced person to be the "captain" of the boat and teach me along the way! Hopefully the candidate will be easy to get a long with and will be able to stay with the boat long term. (I will need someone to sail/maintain her when I'm not there for 6 months of the year!) The crew will only be expected to contribute an equal share of the cost of food and drinks. All boat costs (fuel, fees, marinas, etc.,) will be covered by me!. Each person is to cover their own travel expenses to/from the boat and their costs of personal visas, etc.
Details ....
seadoo gtx
ocean sailboat
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posted by Tjalk @ 2:13 PM
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